6 Best Business Loan In Singapore To Make Dreams Come True

July 23, 2021
Best Business Loan Singapore

To many people in Singapore, starting a business can be a dream come true. Yet one of the major factors that holds an individual from turning their idea into reality are financial constraints. Most often than not, a person is highly dependent on their personal savings or small sums of money lent by family members. However, there are better ways to achieve capital for one to start his or her own business.

Business loans can be the stepping stone for a Singapore establishment to transform their plans into an operating reality. These business loans are designed to hand an individual with capital so that they may be able to pursue their business. Below is a list of our top picks on the 6 best business loans in Singapore.

Note: This list is strictly not in order.

1. Orange Credit

Image Credit: Orange Credit

Building loyalty through trust between both parties is the epicentre of Orange Credit’s financial services as a licensed moneylender within the nation of Singapore. Staff under the umbrella of Orange Credit are eager to assist those who are faced with struggles when it comes to money. The establishment has been assessed by many of their customers as one of the best business loan providers in Singapore. Not only have their customers gone on to avail other products and services offered by Orange Credit but have even referred the financial provider to other individuals in need.

The business loans of Orange Credit are flexible to meet the needs of Singapore businessmen. Regardless whether or not the business is a small sole proprietorship or a large one with a number of personnel under its service, Orange Credit is able to cater to all. Business loans from this provider can be taken up without the need of a co-maker or collateral depending on the scale of the request.

Customer Reviews

RXiang Lim

The officer is very helpful and willing to explain every single details to me. Interest rate is low and reasonable. The repayment tenure is very flexible and affordable. The office is very convenient place for public transport users.

Kleiser Lee

Great service from the staff. Everything done professionally and fast. Legit money lender

Contact: +65 6748 2320
Location: 810 Geylang Rd, City Plaza, #01-91 , Singapore 409286
Opening Hours: Mon-Fri 11AM-8PM | Sat 11AM-3PM | Closed on Sun

2. Galaxy Credit

Image Credit: Galaxy Credit

The licensed moneylender in Singapore distances itself from other competitors in Singapore by offering low business loan rates which are considered to be waves apart when compared to establishments engaged in the same industry.  Furthermore, Galaxy Credit offers extended business loan repayment services which can be up to a period of a year.

The business loan services of Galaxy Credit include a variety of different sub-categories. These being for different periods of time, machinery loans, and working capital loans amongst several others. Businessmen in Singapore will be able to request for a business loan from the organisation regardless of the size of their establishment. Galaxy credit is not contented with being merely a provider of business loans to Singapore businessmen, but aims to be seen as an establishment who wants to help bring stability and success to the enterprises of their customers.

Customer Reviews

Alven Tan

The best ML in town, highly recommended. Understand your needs and cater best services I ever encountered. Good work ethics.

Hoe Cheong Ang

Fast and efficient. Very friendly officer who served me. Really the best licensed moneylender in ang mo kio

Contact: +65 6250 8811
Location: Address: Blk 709 Ang Mo Kio Ave 8, Ang Mo Kio Central, #01-2595, Singapore 560709
Opening Hours: Mon-Sat 11AM-8PM | Closed on Sun

3. GM Creditz

Image Credit: GM Creditz

GM Creditz is a premiere moneylender who aims to establish itself as a hero who helps the financially distressed. The organisation puts their clients at the forefront of their operations. This is accomplished by being able to make unbiased evaluations on those who seek to pursue a business loan with the Singapore establishment.  Services include provisions of business loans towards Singapore residents in addition to other several different types of financial lending.  GM Creditz has been established since the year 2009.

Putting aside bad credit history is one of the reasons why GM Creditz has been labeled as one of the best business loan providers in Singapore. Inquiry and business loan approval can be conducted online. All the client has to accomplish to acquire a business loan is have an establishment which has met the business guidelines within Singapore by being properly registered, a period of 1 year in operations, and a turnover rate of at least 60,000 Singapore dollars.

Customer Reviews

Akhil Rana

Very professional and fast service. Thankful to Gm whenever required avail the loan to me.

Raymond Ang

Fast and detailed work done, staff is helpful and explain all the things we need to know, been here a few times and will still do in the future.

Contact: +65 6588 1886
Location:  North Bridge Rd, Peninsula Plaza, #01-41, Singapore 179098
Opening Hours: Mon-Fri 10.30AM-8.30PM | Sat-Sun 10.30AM-5PM

4. Lending Bee

Image Credit: Lending Bee

Lending Bee is a moneylender based in Singapore with a current total of 4 branches in strategically placed areas to provide accessibility to those who wish to avail of the establishment’s business loan services. The organisation has recently been accredited with a license by a reputable  body known as FinTech. This is due to Lending Bee’s exemplary services which have been considered as a game changer compared to those engaged in the same industry.

Through the use of modern technology, it can be claimed that Lending Bee is one of the best in terms of business loans. Not only are the business loans of the organisation easy to avail but has been considered as a cheaper option compared to other financial providers. Lending Bee continues to innovate and improve its technology in order to cater more clients in Singapore who wish to take up the business loans from the organisation.

Customer Reviews

Hardi Maon

The whole process was fast. Mr Andy & Loke was very professional and helpful. My second time coming back here. Thank you so much! Will recommend to my friends.

Lim Jason

Have been here for a few times for personal loan from this money lender company. Miss YuanXi who served me a few times still provide good customer services. Thank you for always making a good arrangement with the loan amount and tenure period.

Contact: +65  6219 1611
14 Scotts Rd, Far East Plaza, #02-44/45, Singapore 228213
Yishun Central 1, #01-233, Singapore 760925
Bedok North Street 1, #01-111, Singapore 460213
Jurong Gateway Road, #01-335, Singapore 600135
Opening Hours: Mon-Fri 12.30AM-9PM | Sat 10AM-7PM | Sun 11AM-8PM

5. 365 Credit

Image Credit: 365 Credit Solutions

A financial provider with a heart, 365 Credit approaches clients with moneylending services not based on just providing financial assistance to customers but seeks to educate them as well in order to build sustainability.  The organisation has optimised its operations to meet clients needs with minimum downtime. Furthermore, a team of professional consultants are on stand by to give customers recommendations on what type of loan would be best suited for them. These loans can range from personal loans, business loans, and other services.

365 Credit is familiar with the challenges brought upon a  fluctuating economic market which can cause Singapore businesses to be left with financial struggles. The establishment mitigates this through their business loans which can go up to as much as 200,000 Singaporean dollars. Once a client’s business loan is approved by the moneylender with complete requirements, it can be dispersed in just an hour’s notice.

Customer Reviews

Snow Tan

Been taking up their service for several times. Mr Khor has always been friendly, helpful and professional. Satisfied.

Paulina Sassy

My first experience stepping into 365 Credit Solutions. I must say, I am extremely impressed with their service. They are very friendly and warm. Ms. Low and Mr. Joseph are both very detailed and explained everything to ensure I understand the payment process. I must say, I don’t feel awkward at all. Nice ambience and they assisted me with all my concerns. I highly recommend to whoever needing a loan as they are very attentive. Thank you very much!

Contact: +65  6222 5500
Location: 14 Scotts Road, Far East Plaza, #03-64, Singapore 228213
Opening Hours: Mon-Fri 10.30AM-8.30PM | Sat-Sun 10.30AM-5PM

6. BST Credit

Image Credit: BST Credit

The Singapore based establishment aims to assist individuals with financial responsibility. BST Credit understands the frustration with having to be dependent on close friends or family members when it comes to unforeseen emergencies or other events which require quick cash. The licensed moneylender aims to remove this hassle by establishing itself as a premiere moneylender which are able to meet the financial objectives of those in need in a prompt manner. Repayment terms can be tailored for the benefit of clients to create seamless transactions which will be easy to fulfil for the borrower.

BST Credit’s business loans aim to help Singapore businessmen make their ideas into a reality through the access to capital. Business loans from the provider may be accessed through the use of the establishment’s website in addition to presenting required documents. Approval time for the business loan is designed to be quick in order to meet the urgent needs of Singapore businessmen.

Customer Reviews

Lynn Zainal

Friendly and very approachable staffs. Explained very well. No misleading information.

Muhamad Rizal

Very attentive… very detail in explaining the loan and no hassel. No hidden agenda and no hidden costs. Would recommend others to come here.

Contact: +65 6299 1782
Location:  Jurong Gateway Rd, Blk 131, #01-251, Singapore 600131
Opening Hours: Mon-Sat 11AM-8PM | Closed on Sun


Through availing the services of business loan providers in Singapore, a person take additional steps in realising their dreams of creating an establishment or pursue additional assets for their existing enterprise. The best business loans in Singapore being able to have flexible repayment terms, interest rates that aren’t overwhelming to settle, and an amount which is suitable enough to meet the objectives of the organisation while being received in a prompt manner.

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